"TEXAS LEADS NATION IN FHA-BACKED HOME LOANS"
06/25/08
Dallas Texas is the No. 3 county for FHA* volume in the entire country, because whit the shakeout in the mortage industry, federally backed FHA loans have a dramatically increase in volume. FHA market share has jumped from about 3% in 2005 to about 12% in 2008, that means, Texas volumes for the first quarter of this year was up almost 90% from the previous one.
It doesn't getting dramatically worse, but 2009 or maybe 2010 before you see it mostly stable. A lot of these loans should have never been made in the first place.
Since September 2007, the FHA has provided more than $76.1 billion in mortagages, but in the las October the new FHA it was 230,000 billion.
* FHA: Federal Housing Administration.
Wednesday, July 23, 2008
QUESTINOS FREDERICK DOUGLAS CHAPTER 1-5
1. How Frederick learns to disobey to his master?
2. What is the equivalent of the monthly allowance of food and their yearly clothing?
3. What consist the allowance of the slave children?
4. Describe to Mr. Hopkins.
5. How was the Great House Farm?
2. What is the equivalent of the monthly allowance of food and their yearly clothing?
3. What consist the allowance of the slave children?
4. Describe to Mr. Hopkins.
5. How was the Great House Farm?
SUMMARY I
TITANIC
"THE SHIP OF DREAMS"
JUNE 15, 2008
This chapter of the story of Titanic it's about the biggest and most famous ship, called "The King of the World". This ship was 269 meter long (882 feet), leaded by Capitan Smith, traveling to the promising city of New York.
It was a ship not safety the all because had only boats for 1,178 people when were more then 2,200 a board of the ship. Something more interesting about it, Titanic movie was more expensive than any other one on the 1990's and not all news papers and magazines liked the movie. One of them called "dead in the water".
The movie has a famous director, James Cameron, who also made the movie "The Terminator" on 1997. This director won 11 oscars in Los Angeles in March 1998, just for The Titanic.
I have fabulous memory from this movie, it was the most exiting and romantic movie on my main. Don't mater how many times I saw the movie, it makes me cry all the time.
"THE SHIP OF DREAMS"
JUNE 15, 2008
This chapter of the story of Titanic it's about the biggest and most famous ship, called "The King of the World". This ship was 269 meter long (882 feet), leaded by Capitan Smith, traveling to the promising city of New York.
It was a ship not safety the all because had only boats for 1,178 people when were more then 2,200 a board of the ship. Something more interesting about it, Titanic movie was more expensive than any other one on the 1990's and not all news papers and magazines liked the movie. One of them called "dead in the water".
The movie has a famous director, James Cameron, who also made the movie "The Terminator" on 1997. This director won 11 oscars in Los Angeles in March 1998, just for The Titanic.
I have fabulous memory from this movie, it was the most exiting and romantic movie on my main. Don't mater how many times I saw the movie, it makes me cry all the time.
FLAT STANLEY PROYECT
FLAT STANLEY
Then Stanley went with my son Roy to play in his room.
Stanley wants to take a rest watching cartoons on T.V.
After he watched cartoons we went to HEB to buy groceries.
On Friday we went to the North Star Mall to visit my sister to her job, she was so happy for see us.
The past Saturday my family and I went to a baby shower with my cousin in law.
And on Sunday we went to enjoy the day with friends to their house.
Stanley was washing the dishes with my mom one per one.
Then Stanley went with my son Roy to play in his room.
Stanley wants to take a rest watching cartoons on T.V.
After he watched cartoons we went to HEB to buy groceries.
On Friday we went to the North Star Mall to visit my sister to her job, she was so happy for see us.
The past Saturday my family and I went to a baby shower with my cousin in law.
And on Sunday we went to enjoy the day with friends to their house.
Friday, July 18, 2008
THE DOG WHO SPOKE SPANISH
It was a wonderful evening, when Robert fined a big dog on the street. The dog was beautiful and hungry, it looks a good dog for Robert, He decided to keep it and take it to home.
Robert doesn’t have any family, so he needs some company. They arrive to his home and toke the dog to back yard and give it some food, and wait for the dog outside to finish the food. Robert stared look the dogs behavior, he notates the dogs education.
Robert invites to the dog to get inside the house. When the dog gets inside, he took a chair and has a sit. Robert knows he was acting like a person, so he starts to talk with the dog about his problems and the dog answered but in Spanish. Robert doesn’t know any Spanish but the dog understand English, that why he answered to his conversation.
Robert was very surprised about it and diced to teach the dog English classes, like reading, speaking and grammar.
After a few days they were the best friends in this world. And Robert start to makes money from the dog.
Robert doesn’t have any family, so he needs some company. They arrive to his home and toke the dog to back yard and give it some food, and wait for the dog outside to finish the food. Robert stared look the dogs behavior, he notates the dogs education.
Robert invites to the dog to get inside the house. When the dog gets inside, he took a chair and has a sit. Robert knows he was acting like a person, so he starts to talk with the dog about his problems and the dog answered but in Spanish. Robert doesn’t know any Spanish but the dog understand English, that why he answered to his conversation.
Robert was very surprised about it and diced to teach the dog English classes, like reading, speaking and grammar.
After a few days they were the best friends in this world. And Robert start to makes money from the dog.
CHAPTER 18
Wilvers phoned Forley on Thursday to say he needed .some money....and wanted to ...sell.. something, which explained the.money... on Forley’s desk. Also, Wilvers ..lied.. about the test results on Friday, saying Forley had a brain tumor. Wilvers knew about the ...gun.. and was sure Forley would..kill.... himself. Wilvers knew Lisa was having an .affair...with Forley, but didn’t want Sam to grow up without a ....mother..
ANSWERS CHAPTER 16
a) Ronald Crowther covered his face with his hands. We were having friends to dinner, and someone started discussing the war. I'd drunk rather a lot, and stupidly told them about it. Alex loved old things, and of course he wanted to see it. Then he said it might be worth a lot of money. He asked if he could borrow it to have it valued. I couldn't see any harm in it, so I gave it to him.
b) In the Crowther's home, were the Wilvers and Amanda Grant, the tight little circle that had surrounded Forley until he died.
c) Catherine Crowther said 'Me?, You want to question me? But I thought...'
d) Lisa Wilver, said Catherine Crowther, looking angry.
e) Catherine Crowther feel very angre when she heards about this affair. Thats why the colors of the latest painting. Because Lisa wasn't a very nice person, though he always belived the best of eveybody.
f) Eliot felt she was telling him the truth. As a strong woman, she was clearly not used to lying. But her guilt about her feelings for Forley had made her very confused.
b) In the Crowther's home, were the Wilvers and Amanda Grant, the tight little circle that had surrounded Forley until he died.
c) Catherine Crowther said 'Me?, You want to question me? But I thought...'
d) Lisa Wilver, said Catherine Crowther, looking angry.
e) Catherine Crowther feel very angre when she heards about this affair. Thats why the colors of the latest painting. Because Lisa wasn't a very nice person, though he always belived the best of eveybody.
f) Eliot felt she was telling him the truth. As a strong woman, she was clearly not used to lying. But her guilt about her feelings for Forley had made her very confused.
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